deductible medical expenses auto insurance policy

#DEDUCTIBLE MEDICAL EXPENSES AUTO INSURANCE POLICY DRIVER#

Inverse liability protection covers you in parts of Canada or the U.S. Protection where local laws can affect your claim If you make a third-party liability claim against the person who's responsible for a crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you.ī asic UMP covers you and members of your household for claims of up to $1 million per insured person.

#DEDUCTIBLE MEDICAL EXPENSES AUTO INSURANCE POLICY DRIVER#

If the other driver doesn’t have enough insurance Talk to your Autoplan broker or find out more about As long as no unlisted driver has caused a crash in your car, UDP is free. Unlisted Driver Protection (UDP) to your Basic Autoplan policy, which protects you from a one-time financial consequence if an unlisted driver causes a crash in your car. Up to $200,000 of Basic Vehicle Damage coverage is included in your Basic insurance and covers repairs when the other driver is responsible – instead of recovering the cost of your vehicle repairs from the insurance policy of the driver responsible, your own insurance will cover you. Getting medical care and treatment after a crash.

If your gross yearly earnings are more than $ 109,000 per year, Income Top-Up coverage is available. And, if you're unable to work due to an injury from a crash, your Enhanced Accident Benefits will provide income replacement benefits based onĩ0 per cent of your net income, up to a maximum of $109,000 gross annual income. This could include costs like hospital care, chiropractic treatments, medication, physiotherapy, counselling, dental care, home support and more. Medical costs, income replacement and moreĮnhanced Accident Benefits help you, your passengers and members of your household with medical costs, wage loss and more if you’re injured in a motor vehicle crash, whether you’re a driver, passenger, cyclist, or pedestrian – even if you’re found responsible (at fault) for the crash.Įnhanced Accident Benefits provide care and recovery benefits with no overall limit. Find out what's included in your Basic Autoplan insurance.

It helps ensure that all British Columbians who own and drive a motor vehicle here are protected with a basic level of coverage. ICBC Basic Autoplan insurance is the mandatory coverage you need for a vehicle in B.C.

Deductible medical expenses auto insurance policy